Salary after tax
Sweden salary and tax calculator for 2026: your net pay from your monthly salary and municipality, with Skatteverket's rates for all 290 municipalities.
Your salary after tax
32 341 kr/mo
You pay 7 659 kr a month in tax — 19,1 % of your salary.
388 098 kr after tax over the year.
Tax rates in Stockholm
- Municipal tax
- 18,22 %
- Regional tax
- 12,33 %
- Burial fee
- 0,07 %
- Total
- 30,62 %
Payslip or final tax?
In Stockholm your taxes and fees add up to 30,62 %. Your employer doesn't withhold at that exact rate: Skatteverket rounds it to a whole number — 30,62 % becomes tax table 31 — and every table counts 1,16 % of its rate as burial and church fee, whatever yours are. That's why your payslip shows 7 900 kr in tax a month.
When the year is over, you file your tax return in the spring and Skatteverket works out your final tax at the exact rates: 7 659 kr a month. The difference between what was withheld and your final tax is paid back to you — or you pay what's missing.
This counts only the tax table's rounding. Deductions (mortgage interest, travel), other income, bonuses and changing jobs during the year also change the real amount.
Estimated tax refund
≈ 2 898 kr
- Withheld over the year (table 31)
- 94 800 kr
- Final tax for the year
- 91 902 kr
- Difference
- + 2 898 kr
If you file digitally early and don't change anything, the refund usually arrives in April; otherwise in June or later.
How we calculate
Assumptions
This is an estimate for information only, not tax or financial advice. Your final tax is decided by Skatteverket — check it in your income tax return or with Skatteverket's own calculator.
Last updated
- Tax rules for 2026 (basic deduction, earned income tax credit, state tax, fees), from Skatteverket's technical description of the 2026 tax tables.
- Municipal, regional, burial and church rates for 2026 for all 290 municipalities, from Skatteverket's open data (retrieved 29 September 2026). Tax is paid where you were registered on 1 November the year before.
- Covers salary only, the same every month all year. Included: municipal and regional tax, state tax, burial fee, church fee (if a member), general pension contribution, public service fee and the tax credits for them.
- State income tax is 20 % of taxable income above 643 000 kr a year.
- “After final tax” is the year's actual tax. “On my payslip” is what employers withhold by Skatteverket's monthly tax table: your total rate rounded to a whole number (32.50 → 32, 32.51 → 33), with 1.16 % of it counted as burial and church fee; above 80,000 kr a month the table gives a whole percent. The estimated refund or back tax is the difference over the year.
- Not included: other income (capital, pension, benefits), deductions (travel, interest, ROT/RUT) and taxable benefits. Age is assumed to be 18 or older.
- Amounts in Swedish kronor. Each tax and fee is rounded down to whole kronor as Skatteverket does; monthly amounts are the year's divided by 12.
How it works
How your salary after tax is calculated
Your salary after tax is your gross salary minus the tax Skatteverket works out for the whole year. The calculator follows Skatteverket’s rules for 2026 and uses your municipality’s exact tax rates – all 290 municipalities are included.
From gross to net
- The yearly salary is rounded down to whole hundreds of kronor: your assessed earned income.
- The basic deduction (grundavdrag) is subtracted. It depends on your income and is higher if you are 66 or older at the start of the year. What’s left is your taxable income.
- Municipal and regional tax are charged on the taxable income, along with the burial fee and, if you are a member, the church fee.
- State income tax, 20 %, is charged only on the part of your taxable income above 643 000 kr a year.
- The general pension contribution (7 % of your salary) and the public service fee (at most 1 184 kr a year) are added.
- Three tax reductions are subtracted: the one for the pension contribution, the earned income tax credit (jobbskatteavdrag) and the tax reduction for earned income.
Your payslip and the final tax
Your employer withholds tax every month using Skatteverket’s tax tables. A table rounds your municipality’s total tax rate to a whole number and counts 1,16 % of it as burial and church fee. That’s why the tax on your payslip almost always differs a little from the final tax.
The difference is settled when your tax return is done the year after: too much withheld gives a tax refund (skatteåterbäring), too little gives back tax (kvarskatt). The calculator shows both – what’s paid out on your payslip, and what you actually pay in tax for the year.
Questions
Frequently asked questions
Why does the tax on my payslip differ from the final tax?
Your employer withholds tax using Skatteverket's tax table, where your municipality's tax rate is rounded to a whole number. The final tax uses the exact rates. You get the difference back, or pay it, once your tax return is settled the year after.
When do you pay state income tax?
When your taxable income is above 643 000 kr a year (2026). You then pay 20 % state tax on the part above that threshold – not on your whole salary.
Which municipality should I choose?
The one where you were registered (folkbokförd) on 1 November the year before the tax year. Its tax rates apply for the whole year, even if you move during it.
Does the calculator include the church fee?
Yes, if you say you are a member of the Church of Sweden and pick your parish. Fees to other registered religious communities aren't included.
What isn't included?
Income other than salary, deductions such as travel or interest deductions, taxable benefits, and a salary that changes during the year. For the interest deduction and your tax refund, use the tax refund calculator.