Ekonomivett

What might car insurance cost?

Estimate what trafikförsäkring, halvförsäkring or helförsäkring may cost per month and year, from the car's value and age, your mileage, age and claims.

The car

Vagnskadegaranti

A manufacturer's guarantee on newer cars that covers damage to the car's body, often for the first few years.

The driver

Leave empty if you don't know — it's then assumed to be none, and the estimate is less certain.

Estimated Halv insurance

5,000–6,900 kr/yr

Middle of the range: 5,600 kr/yr · 460 kr/mo

Rough estimate — some information is unknown (claims or vagnskadegaranti), so the real premium may fall further from it.

Suggested level: Hel. The car is worth more than 150,000 kr — damage to it would be costly to pay yourself. This is a rule of thumb, not a requirement — pick the level that suits you.

Assumptions

  • This is an estimate from a simple model with assumed coefficients — not a quote and not any insurer's price. Actual premiums vary between insurers, often a lot.
  • Only the car's value and age, annual mileage, the driver's age and claims are considered. Make and model, where you live, deductible (självrisk) and parking are not — and all of them can change the price.
  • The range is 10% below to 25% above the estimate. Unknown claims history is assumed to be none, and the estimate is marked as less certain when claims or vagnskadegaranti are unknown.
  • The suggested level is a rule of thumb based on the car's value or its vagnskadegaranti, not a legal requirement — only trafikförsäkring is mandatory for a car in traffic.
  • Yearly amounts are rounded to the nearest 100 kr and monthly amounts to the nearest 10 kr.

This is a rough estimate for information only, not an insurance quote or advice. Premiums vary between insurers — ask a few for a quote before you decide.